WALTER, District Judge:
John J. Del Bino appeals the bankruptcy appellate panel's ruling that his claim against Bruce Bailey was dischargeable in bankruptcy. Jurisdiction vests in this court pursuant to 42 U.S.C. §§ 1291, 1334. Because this court is in "as good a position as the [bankruptcy appellate panel]" to review bankruptcy court rulings, we independently examine the bankruptcy court's decision by reviewing de novo its conclusions of law and...
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