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WOODHILL CORP. v. FEDERAL EMERGENCY MGMT. AGENCY

No. 98-2990.

168 F.3d 1025 (1999)

The WOODHILL CORPORATION, Plaintiff-Appellant, v. FEDERAL EMERGENCY MANAGEMENT AGENCY, et al., Defendants-Appellees.

United States Court of Appeals, Seventh Circuit.

Decided February 22, 1999.

Attorney(s) appearing for the Case

Johnine J. Brown (argued), Sheila H. Deely, Brownmartin P.C., Chicago, IL, for Woodhill Corp.

Lowell Sturgill (argued), Robert S. Greenspan, Susan L. Pacholski, Department of Justice, Civil Division, Appellate Section, Washington, DC, for Federal Emergency Management Agency.

Lowell Sturgill (argued), Dept. of Justice, Civil Division, Appellate Section, Washington, DC, Thomas P. Walsh, Office of the United States Attorney, Civil Division, Chicago, IL, for James L. Witt and Frederick H. Sharrocks, Jr.

Before POSNER, Chief Judge, and COFFEY and EASTERBROOK, Circuit Judges.

EASTERBROOK, Circuit Judge.

Structures located in a "special flood hazard area" are eligible for federal disaster relief only if covered by insurance under the National Flood Insurance Program established under 42 U.S.C. § 4011. See 44 C.F.R. § 59.2. Borrowers have an additional reason to purchase flood insurance: 42 U.S.C. § 4012a prohibits federally-regulated lending institutions from making loans on the security of a structure in a special flood...

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