OPINION
DAVID W. HOUSTON, III, Bankruptcy Judge.
On consideration before the court is a complaint seeking the determination of the dischargeability of a student loan obligation entered into between the plaintiff, Laverne Seay ("debtor"), and the defendant, First State Bank ("First State"); the parties having agreed that the court may enter a judgment based on an agreed stipulation of facts; and the court having reviewed same, as well as, memoranda...
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