Mercure, J.
Plaintiff sustained personal injuries in an April 19, 1989 vehicular collision; he was a passenger in an automobile owned and operated by Steve Murdock when it was struck by an automobile owned and operated by Gary Clifford. At the time of the accident, the Murdock vehicle was insured by Liberty Mutual. Plaintiff also had in effect a policy issued by defendant Allstate Insurance Company, which he had procured through defendant W. J. L. Agencies, Inc. ...
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