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FIRE INS. EXCHANGE v. BOWERS

Nos. 22578, 22596.

994 S.W.2d 110 (1999)

FIRE INSURANCE EXCHANGE, Plaintiff/Appellant, v. Raymond E. BOWERS and Nora M. Bowers, Defendants/Respondents, and North American Savings Bank, Defendant/Respondent-Cross-Appellant.

Missouri Court of Appeals, Southern District, Division One.

June 30, 1999.

Attorney(s) appearing for the Case

Randy R. Cowherd, Newberry, Haden, Cowherd, Bullock, Keck & McGinnis, L.L.C., Springfield, for Appellant.

John F. Appelquist, Springfield, for Respondents.

David R. Frensley, Frensley & Towerman, P.C., Kansas City, for Respondent-Cross-Appellant.

JAMES K. PREWITT, Presiding Judge.

Defendants Bowers owned residential property in Springfield, upon which Defendant North American Savings Bank held a deed of trust. Plaintiff had issued a policy of insurance to Defendants Bowers insuring the building on the property against various losses, including fire damage. Following a fire which resulted in substantial, but partial damage to the building, a dispute arose between the parties as to the amount that Plaintiff...

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