Peters, J.
Defendant issued a homeowner's policy to plaintiff, Harry E. Gibbs, which was in effect from March 19, 1992 to March 19, 1993. Such policy excluded coverage for personal liability and/or medical payments to others for bodily injury which is "expected or intended by the insured". As a result of Gibbs' interaction with a seven-year-old boy during 1992 and 1993,
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