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CRAWLEY v. STATE FARM MUT. AUTO. INS. CO.

No. 21655.

979 P.2d 74 (1999)

90 Hawai`i 478

Antoinette CRAWLEY and Summer Baker, Plaintiffs-Appellants, v. STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, Defendant-Appellee, and Toni Sales and Michelle Delacruz, Defendants.

Intermediate Court of Appeals of Hawai`i.

Certiorari Denied May 21, 1999.

Attorney(s) appearing for the Case

Melvin Y. Agena and Heidi M. Ho, on the briefs, Honolulu, for plaintiff-appellant Antoinette Crawley.

Birney B. Bervar, on the briefs, Honolulu, for plaintiff-appellant Summer Baker.

Margaret Jenkins Leong and Kathleen A. Kelly (Goodsill Anderson Quinn & Stifel), on the briefs, Honolulu, for defendant-appellee.

BURNS, C.J., WATANABE, and ACOBA, JJ.

Opinion of the Court by ACOBA, J.

We hold that where an automobile liability insurance policy provides coverage for non-owned cars, but limits that coverage to the named insured, his or her spouse, and/or their relatives, and "relative" is defined by the policy as a person related to and who lives with the named insured, the insurer is not required to defend or indemnify an insured parent for the tortious conduct of a minor child who does not live with such parent...

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