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RICHMONDVILLE v. TERRA NOVA INSURANCE COMPANY, LTD.

263 A.D.2d 786 (1999)

694 N.Y.S.2d 206

BANK OF RICHMONDVILLE, Respondent, v. TERRA NOVA INSURANCE COMPANY, LTD., et al., Appellants, and PATRICK K. COLLINS, Respondent, et al., Defendants.

Appellate Division of the Supreme Court of the State of New York, Third Department.

Decided July 22, 1999.

Cardona, P. J.

In 1995, defendant Patrick K. Collins was the owner of properties located at 10 Main Street and 15 West Main Street in the Village of Cobleskill, Schoharie County. In connection with a loan made to Collins by plaintiff, Collins executed a mortgage giving plaintiff a lien on both parcels. In accordance with the terms of the mortgage, Collins secured property insurance through defendants Terra Nova Insurance Company, Ltd. and Sphere Drake Underwriting...

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