MEMORANDUM OPINION AND ORDER
DAVIS, District Judge.
Defendant Educational Credit Management Corporation ("ECMC") is a private, non-profit guaranty agency established pursuant to the Federal Family Education Loan Program ("FFELP"), which was enacted pursuant to Title IV, Part B of the Higher Education Act of 1965(HEA), 20 U.S.C. § 1071-99. ECMC is bound by law to diligently pursue collection of past due and delinquent student loans through means mandated...
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