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STEELE v. FIRST DEPOSIT NAT. BANK

2970854.

732 So.2d 301 (1999)

Vola G. STEELE v. FIRST DEPOSIT NATIONAL BANK et al.

Court of Civil Appeals of Alabama.

Rehearing Denied March 26, 1999.

Attorney(s) appearing for the Case

J. Gusty Yearout and John G. Watts of Yearout, Myers & Traylor, P.C., Birmingham; and Jerry O. Larant of Lorant & Associates, P.C., Birmingham, for appellant.

John M. Johnson and William H. Morrow of Lightfoot, Franklin & White, L.L.C., Birmingham, for appellees.

THOMPSON, Judge.

Vola G. Steele filed an action against First Deposit National Bank and several other banks (hereinafter collectively referred to as "the banks") alleging that the banks were selling insurance in contravention of § 27-3-1, Ala.Code 1975. In her action, Steele alleged that "Credit Protection," a debt-deferral product offered by the banks, constituted a contract of insurance and that the banks violated Alabama

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