Crew III, J.
At all times relevant to this appeal, plaintiffs owned two separate properties—a camp located off Little Troy Road on Lake Cassayuna in Washington County and a residence located at 42 College Avenue in the City of Troy, Rensselaer County. Although it appears that defendant General Accident Insurance Company of America initially insured both properties, General Accident canceled coverage on the residence in October 1988 due to the poor condition...
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