OPINION REGARDING CROSS-MOTIONS FOR SUMMARY JUDGMENT
JAMES D. GREGG, Chief Judge.
I. Introduction
Relying on the "strong-arm" powers of 11 U.S.C. § 544, chapter 7 trustee James W. Boyd ("Trustee") commenced this adversary proceeding against defendant Old Kent Bank — Petoskey ("Old Kent") to avoid Old Kent's security interest in a certain mobile home owned by Victor and Linda Spaniak ("Debtors"). The Debtors intervened...
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