CARTER, Justice.
Defendant, Globe American Casualty/GRE Insurance Group (Globe), is a liability insurance carrier that certified its contract with a suspended driver, Cari Knock, as proof of Knock's financial responsibility pursuant to Iowa Code section 321A.18(1) (1995). Globe is appealing a judgment against it in a direct action proceeding by plaintiff, Dave Ostrem Imports, Inc. (Ostrem). The judgment against Globe was based on a default judgment that Ostrem had...
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