EBEL, Circuit Judge.
In appeal No. 96-5012, defendant-appellant State Farm Fire & Casualty Company (State Farm) appeals the district court's judgment in favor of plaintiffs-appellees Charles and Loralee Wagnon on their breach of contract claim. State Farm also appeals the district court's denial of its motion for summary judgment based on the statute of limitations. In appeal No. 96-5013, plaintiffs-cross-appellants Charles and Loralee Wagnon appeal the district...
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