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IN RE BIRD

Bankruptcy No. 96-12437, Adversary No. 96-1166.

224 B.R. 622 (1998)

In re Philip D. BIRD and Amy Wickersham-Bird, Debtors. STAR BANC FINANCE, INC., Plaintiff, v. Philip D. BIRD and Amy Wickersham-Bird, Defendants.

United States Bankruptcy Court, S.D. Ohio, Western Division.

March 31, 1998.

Attorney(s) appearing for the Case

Philip D. Bird & Amy Wickersham-Bird, pro se.

Richard Nelson, Cohen, Todd, Kite & Stanford, Cincinnati, OH, Chapter 7 Trustee.

William P. Coley, II, Cincinnati, OH, for Star Banc.

OPINION AND ORDER

JEFFERY P. HOPKINS, Bankruptcy Judge.

We are asked in this adversary proceeding to decide the familiar question whether debts incurred on the eve of bankruptcy by a husband and wife may be excluded from the general discharge granted debtors under 11 U.S.C. § 727(b). Star Banc Finance Inc. ("Star"), the Plaintiff in these proceedings, made two loans to Defendants, Philip D. Bird and Amy Wickersham-Bird, only three months before...

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