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MATTER OF FRONNING

Bankruptcy No. BK96-41867, Adversary No. A97-4017.

222 B.R. 614 (1998)

In the Matter of Irene K. FRONNING, Debtor. AT&T UNIVERSAL CARD SERVICES, Plaintiff, v. Irene K. FRONNING, Defendant.

United States Bankruptcy Court. D. Nebraska.

May 28, 1998.

Attorney(s) appearing for the Case

Jennifer Amen, Omaha, NE, for Plaintiff.

Gene C. Foote, II, Hastings, NE, for Defendant.

MEMORANDUM

JOHN C. MINAHAN, Jr., Bankruptcy Judge.

The plaintiff, AT & T Universal Card Services ("AT & T"), brought this adversary proceeding against the defendant, Irene K. Fronning, under section 523(a)(2) of the Bankruptcy Code, asserting that the debtor's obligations are excepted from discharge. AT & T asserts that the credit card obligations of the debtor arise from false pretenses, false representation, or actual fraud. I conclude...

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