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UNISUN INS. CO. v. SCHMIDT

No. 2852.

331 S.C. 437 (1998)

503 S.E.2d 211

UNISUN INSURANCE COMPANY, Plaintiff, v. Deborah SCHMIDT, as Parent and Natural Guardian of Christopher Schmidt, a Minor, Voncile Stoner, as Guardian ad Litem of Jennifer Hurst, a Minor, State Farm Mutual Insurance Co., and Government Employees Insurance Company, Defendants, of Whom Voncile Stoner, as Guardian ad Litem of Jennifer Hurst, a Minor, is Respondent, of Whom State Farm Mutual Insurance Company is Appellant.

Court of Appeals of South Carolina.

Decided June 15, 1998.

Rehearing Denied August 19, 1998.

Attorney(s) appearing for the Case

Henry E. Grimball, of Buist, Moore, Smythe & McGee, Charleston, for appellant.

Paul D. Schwartz and Dan M. David, both of David & Schwartz, Charleston, for respondent.

PER CURIAM:

This insurance coverage case requires us to decide whether a permissive occupant of a vehicle being driven by a non-permissive driver qualifies as an "insured" under the provisions of the owner's insurance policy. The trial court ruled in favor of the permissive occupant. We reverse.

I.

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