OPINION
MONTALI, Bankruptcy Judge.
Educational Credit Management Corporation ("Appellant") appeals from an order denying a motion to intervene as a defendant in a student loan hardship discharge adversary proceeding and denying an alternate request for relief from entry of clerk's default. We AFFIRM.
I.
FACTS
In 1982, 1983, 1984 and 1985, Martha M. Bernal ("Debtor...
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