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IN RE BRIGANCE

Bankruptcy Nos. 97-32566-L, 97-30834-L, 97-31345-L, 97-32181-L.

219 B.R. 486 (1998)

In re Mary BRIGANCE, In re Kisha Lavae BROWN, In re Adam B. CHANDLER, In re Joy Zella ECHOLS, Debtors.

United States Bankruptcy Court, W.D. Tennessee, Western Division.

March 13, 1998.

Attorney(s) appearing for the Case

William M. Gotten, Memphis, TN, for Mary Brigance.

Brian W. Lynn, Germantown, TN, for Kisha Lavae Brown.

Melinda Benham, Memphis, TN, for Adam B. Chandler.

Sidney Feuerstein, Memphis, TN, for Joy Zella Echols.

George W. Stevenson, Memphis, TN, Chapter 13 Trustee.

Holly Schumpert, Memphis, TN, for EZ Cash 1, LLC.

F. Michael Bursi, Memphis, TN, for Cash in a Flash.

MEMORANDUM OPINION

JENNIE D. LATTA, Bankruptcy Judge.

In each of these cases, the debtor used a deferred presentment service provider1 to obtain a cash advance in exchange for a personal check. In each case, a bankruptcy petition was filed before the cash advance was repaid by the debtor, and in each of these cases, the debtor and the creditor submitted to the court for entry a proposed consent order creating a special class...

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