KLEINFELD, Circuit Judge:
This is a dispute between a bank and a surety over which of them gets a government payment into a defaulting contractor's bank account.
FACTS
The case was adjudicated on cross motions for summary judgment. The facts below are those set out in affidavits, stipulations, and other materials as to which there is no dispute.
Kruse Construction got a government contract to improve a Coast Guard station at Cape Disappointment...
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