OPINION
BATCHELDER, Circuit Judge.
"How sharper than a serpent's tooth it is To have a thankless child!"
WILLIAM SHAKESPEARE, KING LEAR, act I, sc. 4
Before us on appeal are a husband and wife ("the Creditors"), who have felt the bite of their thankless foster child. With his wife, this foster child ("the Debtors") borrowed a substantial sum of money from his foster parents, promising to repay the loan within a few months out of...
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