RULING
LOUIS M. PHILLIPS, Bankruptcy Judge.
In this adversary proceeding, LA Capitol Federal Credit Union (LA Cap) asks this court to determine whether two debts owed it by the defendants, Ewell Earl Melancon, Jr. and Suzonne Wright Melancon (debtors), are excepted from discharge pursuant to 11 U.S.C. §§ 523(a)(2)(A) and (B). For the following reasons, the court rules that one of the debts is dischargeable, while the other is not.
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