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IN RE GALLO

BAP No. EP 97-055.

216 B.R. 306 (1998)

In re Michael A. GALLO, Jr. SANFORD INSTITUTE FOR SAVINGS, Plaintiff/Appellant v. Michael A. GALLO, Jr., Defendant/Appellee.

United States Bankruptcy Appellate Panel of the First Circuit.

January 16, 1998.

Attorney(s) appearing for the Case

Thomas C. Bradley and Michael K. Martin, Petrucelli & Martin, Portland, ME, on brief, for appellant.

James F. Molleur, Woodman & Edmunds, P.A., Biddeford, ME, on brief, for appellee.

Before: HILLMAN, BOROFF and QUEENAN, U.S. Bankruptcy Judges.

HILLMAN, Bankruptcy Judge.

Appellee/Defendant, Michael Gallo ("Debtor") filed a petition under Chapter 7 on June 19, 1996. In October, 1996, Plaintiff/Appellant Sanford Institute for Savings ("SIS") filed an adversary complaint seeking a determination that the loan it had made to the Debtor was non-dischargeable pursuant to 11 U.S.C. § 523(a)(2)(A). Using the justifiable reliance standard set forth in Field v. Mans, 516 U.S. 59...

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