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IN RE SPENCER

Bankruptcy Nos. 97-23123, 97-23330, 97-23666, 97-23916.

218 B.R. 290 (1998)

In re Karen S. SPENCER & Richard L. Spencer, Debtors. In re Suzette A. TASSEFF, Debtor. In re Robert P. FISH & Marianna M. Fish, Debtors. In re Robert H. JOHNSON, Jr. & Michelle L. Johnson, Debtors.

United States Bankruptcy Court, W.D. New York.

February 12, 1998.

Attorney(s) appearing for the Case

Charles Andersen, Elmira, NY, for Debtors.

Clayton Axtell, Binghamton, NY, for N.Y.S.E.G.

DECISION & ORDER

JOHN C. NINFO, II, Bankruptcy Judge.

BACKGROUND

On August 15, 1997, Karen S. Spencer & Richard L. Spencer (the "Spencers") filed a petition initiating a Chapter 13 case. On their schedules, the Spencers indicated that New York State Electric & Gas Corporation ("NYSEG") held an unsecured claim of $3,581.30 for utility services.

On September 3, 1997, Suzette A. Tasseff ("Tasseff') filed a petition initiating a...

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