MEMORANDUM OF DECISION
DAVID E. RUSSELL, Chief Judge.
Paul D. Bagne (the Debtor) filed a voluntary petition under chapter 7 of the United States Bankruptcy Code in April, 1997. On June 20, 1997, the Debtor converted his case to chapter 13 and simultaneously filed a proposed chapter 13 plan. A creditor, Beneficial California, Inc. (Beneficial), objected to confirmation of the plan. After a hearing, the court ordered further briefing and took the matter under...
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