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PETERS v. FIREMEN'S INS. CO.

No. B119313.

79 Cal.Rptr.2d 326 (1998)

67 Cal.App.4th 808

Laurence W. PETERS, Plaintiff and Appellant, v. FIREMEN'S INSURANCE COMPANY of Newark, New Jersey, Defendant and Respondent.

Court of Appeals of California, Second District, Division Two.

October 6, 1998.

Attorney(s) appearing for the Case

Michael J.T. O'Brien, Covina, for Plaintiff and Appellant.

Porter, Groff & Lodwick, A Law Corporation and David S. Porter, Long Beach, for Defendant and Respondent.

BOREN, P.J.

This is an insurance coverage dispute. A boat owner is arguing that his yacht was "used"—within the meaning of his boat insurance policy—to transmit the herpes virus from his mouth to his girlfriend's genitals. He reasons that his large pleasure craft was "a sign of his wealth and status" which "fostered romance and sexual conduct" leading ineluctably to a specific type of sexual activity—oral copulation—which transmitted the...

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