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ARMED FORCES INS. v. TRANSAMERICA INS.

No. 21183.

966 P.2d 1099 (1998)

88 Hawai`i 373

ARMED FORCES INSURANCE EXCHANGE, Plaintiff, v. TRANSAMERICA INSURANCE COMPANY, Defendant-Appellee, and Bernard Sagawa; Commercial Union Insurance Company of Hawaii, Inc.; Bishop Insurance of Hawaii, Inc.; Pacific Insurance Company, Ltd., and Acceptance Insurance Company, Defendants, and Jane Does One Through Eleven, Intervenors-Appellants.

Intermediate Court of Appeals of Hawai`i.

September 16, 1998.

Attorney(s) appearing for the Case

Gary O. Galiher, L. Richard DeRobertis, Derek S. Nakamura, Jeffrey T. One, Anthony P. Takitani, and Diane T. Ono (Galiher, DeRobertis, Nakamura, Ono, Takitani), on the briefs for intervenors-appellants.

J. Patrick Gallagher, Wayne S. Sakamoto, Joelle Segawa Kane, Leonard R. Gouveia, Jr., and Ryan K. Harimoto (Gallagher & Sakamoto), on the brief for defendant-appellee.

BURNS, C.J., ACOBA, J., and Circuit Judge DEL ROSARIO in place of WATANABE, J., Recused,

ACOBA, Judge.

We hold herein that the exclusion for activities arising out of business pursuits as applied to personal liability coverage in the homeowner's insurance policy issued by Defendant-Appellee TIG1 (TIG) refers to "activities which are conducted on a regular basis for the purposes of earning income, profit, and as a means of livelihood." 9 L. Russ & T. Segalla, Couch on Insurance, § 128:13, at 17-18 (3d ed.1997...

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