Justice KARLA M. GRAY delivered the Opinion of the Court.
¶ 1 American Family Mutual Insurance Company (American Family) filed a declaratory judgment action in the Seventh Judicial District Court, Dawson County, seeking a determination of the effect of a "nonowned automobile exclusion" in the policy issued to its insured, Nancy Henninger (Henninger). The District Court granted American Family's motion for summary judgment, concluding that the "nonowned automobile...
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