ARMSTRONG, Judge.
Mathew Lautenbach died in a three-car accident on July 5, 1993. Glenna Smith and Gordon Lautenbach, the divorced parents of Mathew, accepted $450,000 from the insurance company for the at-fault driver in settlement of their individual claims and the claim on behalf of Mathew's estate. Glenna and Gordon agreed to a division of the $450,000. Glenna then arbitrated her claim and the estate claim with Farmers, which provided underinsured motorists coverage...
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