OPINION
APODACA, Judge.
1. Defendants-in-Intervention (Defendants), as parties injured in a motor vehicle accident, appeal the trial court's grant of summary judgment in favor of Plaintiff-in-Intervention (Insurer). Defendants challenge the summary judgment on three grounds: (1) the trial court failed to apply the primary business test; (2) the tortfeasor (Insured) operated as a carrier "for hire," requiring a policy with increased insurance coverage...
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