Opinion by Judge CRISWELL.
Plaintiffs, Joann and Richard Ruppel (the insureds), appeal from a judgment entered in favor of defendant, Life Investors Insurance Company of America (Life Investors). The trial court's judgment was based upon its conclusion that the requirements of § 10-4-709, C.R.S.1997, were not intended to benefit insureds, but were meant merely to accommodate the interests of two or more insurance carriers who have issued insurance policies insuring...
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