MARCUS, Circuit Judge:
This lawsuit arises out of an alleged tort-feasor's attempt to obtain statutory damages under the Fair Debt Collection Practices Act, 15 U.S.C. § 1692, et seq. ("FDCPA"), against a company with subrogation rights of the insurance carrier of the party damaged by the alleged tortfeasor's actions. Based on a single letter sent by defendant-appellee Mac Adjustment, Inc. ("Mac Adjustment"), plaintiff-appellant Carrie Hawthorne claims...
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