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IN RE WOODCOCK

No. 97-1374.

144 F.3d 1340 (1998)

In re: Raymond L. WOODCOCK, Debtor. Raymond L. WOODCOCK, Plaintiff-Appellant, v. CHEMICAL BANK; Columbia University; University Accounting Service, as servicing agent for Columbia University, Attorney General, Defendants, and NYSHESC, as servicing agent for Chemical Bank, Defendant-Appellee.

United States Court of Appeals, Tenth Circuit.

June 22, 1998.

Attorney(s) appearing for the Case

Raymond L. Woodcock, pro se.

Dolores B. Kopel, New York State Higher Education Services Corporation, NYSHESC, Denver, CO, for Defendant-Appellee.

Before PORFILIO, BARRETT, and HENRY, Circuit Judges.

BARRETT, Senior Circuit Judge.

Pursuant to 11 U.S.C. § 523(a)(8)(A), certain educational loans are not dischargeable in bankruptcy until seven years after the loan has first become due, "exclusive of any applicable suspension of the repayment period." See also Woodcock v. Chemical Bank (In re Woodcock), 45 F.3d 363, 365 (10th Cir.1995). The issue presented by this appeal* is whether the creditor...

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