THIBODEAUX, Judge.
For the reasons discussed in the consolidated case of Annie Maye Williams and Henry Tolbert v. Fireman's Fund Insurance Co., et al., 98-637 (La.App. 3 Cir. 10/7/1998); 719 So.2d 739, the judgment of the trial court is affirmed. Costs of the appeal are assessed to appellants, Fireman's Fund Insurance Company, et al.
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