LINDER, J.
The issue in this case is whether a 16-year-old, unemancipated son who no longer lived at home with his mother is entitled to coverage under her homeowner's insurance policy. Plaintiff, Farmers Insurance Company of Oregon (Farmers), sought a declaratory judgment that the son was not a permanent resident of his mother's household and, consequently, was not an insured under the policy. The trial court, sitting as the trier of fact, held in favor of Farmers...
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