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  5. 987 S.W.2d 340 (1998)
 

UNION PAC. R. CO. v. AMERICAN FAM. MUT.

No. 73756.

987 S.W.2d 340 (1998)

UNION PACIFIC RAILROAD COMPANY and Missouri Pacific Railroad Company, Plaintiffs-Respondents, v. AMERICAN FAMILY MUTUAL INSURANCE COMPANY, Defendant-Appellant, and David F. Mecey and Robin Mecey, Defendants.

Missouri Court of Appeals, Eastern District, Division Five.

Motion for Rehearing and/or Transfer Denied March 16, 1999.

Application to Transfer Denied April 27, 1999.

Attorney(s) appearing for the Case

Amelung, Wulff & Willenbrodk, P.C., Robert J. Wulff, St. Louis, for appellants.

Walkers & Williams, P.C., Thomas E. Jones & Anthony L. Martin, St. Louis, for respondents.

Motion for Rehearing and/or Transfer to Supreme Court Denied March 16, 1999.

KAROHL, Judge.

Plaintiffs, Union Pacific Railroad Company (Union Pacific) and Missouri Pacific Railroad Company (Missouri Pacific) filed this declaratory judgment action against American Family Mutual Insurance Company (American Family) and David F. and Robin Mecey seeking a determination of whether American Family had a duty to defend them in a suit by David F. Mecey and Robin Mecey...

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