KLEIN, Judge.
We consolidate these two appeals and affirm on all issues except the one involving the trial court having dismissed a complaint with prejudice when the dismissal should have been without prejudice.
Appellant filed this action for personal injuries resulting from an automobile accident and joined the defendant's insurer as a party. The insurer moved to dismiss under our non-joinder of insurers statute, section 627.4136, Florida Statutes (1992...
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