LANDRIEU, Judge.
The issue presented in these writ applications is whether a third party claimant states a cause of action for damages and penalties under La.Rev.Stat. 22:1220 B(5). The Supreme Court remanded these applications to us for briefing, argument, and opinion, with instructions that the writ applications be consolidated. Having consolidated the applications, we reverse the rulings of the district courts and grant the exceptions of no cause of action.
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