RUFFIN, Judge.
Union Planters National Bank ("Union Planters Bank") sued Choo Choo Tire Service, Inc. ("Choo Choo") to collect payment due on two checks, in the aggregate amount of $30,000, made payable to Southway Equipment Sales ("Southway"). Union Planters Bank was prevented from collecting on these checks due to Choo Choo's stop payment order. The trial court granted summary
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