BEA ANN SMITH, Justice.
To address certain issues raised in the motion for rehearing we withdraw our earlier opinion and judgment issued January 8, 1998, and substitute this one in its place.
Appellees, Group Life and Health Insurance Company and Employees Retirement System of Texas (the "Board" of ERS), denied appellant Adrian Butler's claim for insurance benefits under her brother's policy and her claim for additional damages under the Texas Insurance Code...
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