Opinion by Judge LAY; Dissent by Judge GRABER.
LAY, Circuit Judge:
In this diversity case, William L. Fleming sued Monumental Life Insurance Company and Monumental General Insurance Group ("Monumental") to recover life insurance benefits Fleming alleged were due under a policy Monumental issued to Paul Arnold. Following a bench trial, the district court entered judgment in favor of Fleming. Monumental appeals. We affirm.
BACKGROUND
Fleming...
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