Justice GREEN delivered the opinion of the court:
On August 23, 1993, plaintiff, Gary Mason, filed a complaint in the circuit court of Cass County against defendants, American National Fire Insurance Company (ANFI) (a subsidiary of Great American Insurance Companies), Joseph A. DeSollar (DeSollar), and DeSollar Agency, Inc. (Agency). The complaint alleged that for the crop year 1992, ANFI had issued to plaintiff, through the Agency, a multiperil crop insurance policy...
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