FLAUM, Circuit Judge.
This is an appeal from the district court's grant of summary judgment in favor JC Penney Life Insurance Company ("JC Penney") and against Cecylia Chmiel, a widow denied accidental death benefits based on a blood-alcohol exclusion in her husband's life insurance policies. We now affirm.
BACKGROUND
Adam Chmiel held two insurance policies issued by JC Penney providing $110,000 in accidental death benefits. These benefits were payable...
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