MEMORANDUM OPINION
TERRENCE L. MICHAEL, Bankruptcy Judge.
THIS MATTER came before the Court for trial on January 15, 1998. Plaintiff AT & T appeared by and through its attorney, Michael Morgan. Defendant Dennis Florian Herrig ("Debtor" or "Herrig") appeared by and through his attorney, Gary G. Grisso. The Court received evidence and heard argument from the parties. The following findings of fact and conclusions of law are made pursuant to Bankruptcy...
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