SULLIVAN, Presiding Justice, for the Court:
¶ 1. On October 23, 1995, Chris Rockwell filed his complaint against Rodney Minga and Preferred Risk Mutual Insurance Company (Preferred Risk), alleging that he was injured as a result of Minga's negligence while riding on the back of a four wheeler driven by Minga on or about August 1, 1992. Rockwell claimed that he sustained damages in excess of $350,000, and that Preferred Risk was responsible for $20,000 of his...
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