On March 17, 1994, plaintiff was involved in a two-car accident in the Town of Rotterdam, Schenectady County. According to the accident report, plaintiff's vehicle was struck by a vehicle owned by Kelly F. Kearney and operated by Thomas J. Kearney, the latter of whom allegedly failed to obey a stop sign. At the time of the accident, plaintiff was insured by defendant Nationwide Mutual Insurance...
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