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STATE FARM AUTO. ASS'N v. MORGAN

No. 97-CA-1834.

709 So.2d 346 (1998)

STATE FARM AUTOMOBILE ASSOCIATION as Subrogee of Sherman Johnson v. Lloyd MORGAN, Chrysler Insurance Co., Thrifty Rent-A-Car System and Superior Auto Association.

Court of Appeal of Louisiana, Fourth Circuit.

March 18, 1998.

Attorney(s) appearing for the Case

James W. Hailey, III, Hailey, McNamara, Hall, Larmann & Papale, Metairie, for Plaintiff/Appellee.

Sidney W. Degan, III, James A. Rowell, Degan, Blanchard & Nash, New Orleans, for Defendants/Appellants.

Before PLOTKIN, LANDRIEU and MURRAY, JJ.

PLOTKIN, Judge.

This appeal concerns the enforceability of exclusionary provisions in an automobile liability policy and a rental car agency's rental agreement precluding insurance coverage for the operation of the vehicle by an unauthorized driver. The trial court concluded that the Louisiana statutory omnibus clause, LSA-R.S. 32:900(B)(2), requires insurers to provide coverage for permissive drivers despite the existence of such exclusionary provisions. We reverse...

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