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COLUMBIA MUT. INS. CO. v. SCHAUF

No. 80376.

967 S.W.2d 74 (1998)

COLUMBIA MUTUAL INSURANCE COMPANY, Respondent, v. Cliff F. SCHAUF, d/b/a Cliff's Home Repair, et al., Appellants, Leonard and Elizabeth Sodaro, Defendants.

Supreme Court of Missouri, En Banc.

April 30, 1998.

Attorney(s) appearing for the Case

Jerry W. Brumfield, Michael A. Childs, Russell Tluscik, Kansas City, for Appellants.

William M. Modrcin, Peggy A. Waddell, Kansas City, for Respondent.

COVINGTON, Judge.

Columbia Mutual Insurance Company (Columbia Mutual) brought a declaratory judgment action against Cliff F. Schauf, d/b/a Cliff's Home Repair, (Schauf) seeking a declaration of the coverage provided by an insurance policy that Columbia Mutual issued to Schauf. The trial court held that the policy provides no coverage for damage Schauf caused to a house he was painting because the policy contains an exclusion for property damage to "[t]hat particular...

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