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ALWART v. STATE FARM FIRE AND CAS. CO.

No. COA98-38.

508 S.E.2d 531 (1998)

Stephen ALWART and Phyllis Alwart, Plaintiffs-Appellants, v. STATE FARM FIRE AND CASUALTY COMPANY, Defendant-Appellee.

Court of Appeals of North Carolina.

December 1, 1998.

Attorney(s) appearing for the Case

Lea, Clyburn & Rhine by Joel R. Rhine; Block, Crouch, Keeter & Huffman, L.L.P. by Auley M. Crouch, III, Wilmington; and The McLeod Law Firm, P.A. by Joe McLeod, Fayetteville, for plaintiffs-appellants.

Bailey, Way & Jerzak by Jennifer S. Jerzak, Morehead, for defendant-appellee.

HUNTER, Judge.

Plaintiffs purchased a homeowner's policy from State Farm Fire and Casualty Company (State Farm) insuring plaintiffs' dwelling, other structures, personal property, and loss of use. During the period of coverage, plaintiffs discovered damage to their home which manifested itself through buckling, wrinkling, and bulging of the exterior wall surface. The residence was covered with an Exterior Insulation and Finish System (EIFS), also known as "synthetic...

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