VANDE WALLE, Chief Justice.
[¶ 1] Larry and Linda Hanneman, individually, Linda Hanneman as Personal Representative of the Estate of Dawn Marie Hanneman, and Lee G. Kurry appealed the Judgment of the Ward County District Court entered after an order for declaratory relief in favor of Continental Western Insurance Company. We affirm.
I
[¶ 2] On July 15, 1995, Dawn Hanneman and her friend Tracy Marchant drove to a street dance in Granville...
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